Emergency Loans

At Uganda Microcredit Foundation (UMF), we know that emergencies don’t wait — and neither should you. Our Emergency Loan product is designed to offer quick financial relief during urgent or unexpected situations, whether it’s a medical emergency, family need, or short-term working capital requirement.

With fast processing and minimal paperwork, you get access to the funds you need—right when you need them.

Eligibility

Urgent Financial Need

For individuals or groups facing unexpected personal or business emergencies.
Ugandan Residence
Applicants must reside within Uganda.
Group or Individual Applicants
Both individual and group clients are eligible to apply.

Requirements

National ID or passport, date of birth, and contact details.
LC1 endorsement letter confirming residence and community standing.
Two guarantors with verifiable contact information and income sources.
Collateral : Depending on the loan size and type, acceptable collateral may include logbooks, land titles, sales agreements, or valuable chattels.