At Uganda Microcredit Foundation, our clients are at the heart of everything we do.
Hear how our flexible financial solutions have transformed lives and businesses across Uganda.
Uganda Microcredit Foundation Ltd (UMF) is an indigenous microfinance institution incorporated in 2008. As a proud member of the Association of Microfinance Institutions in Uganda (AMFIU), UMF is dedicated to transforming lives through accessible and reliable financial solutions.
At Uganda Microcredit Foundation, our purpose goes beyond providing loans — we are driven by a commitment to empower communities and fuel sustainable growth.
Our mission and vision guide every decision we make and every life we aim to uplift.
To be the champion of the socio economic transformation of the small and medium enterprises in Uganda.
To offer inclusive financial and non-Financial services to small and medium enterprises in rural and urban areas of Uganda, through well designed customer tailored products in order to facilitate economic growth and development.
UMF provides micro and medium credit financing to individuals, SMEs, groups, and corporations. Our services are tailored to meet the unique needs of clients who may not have access to traditional banking services, especially those in the informal sector.
Get instant access to credit when you need it most. Our Superfast Loans are designed for speed and convenience, with minimal paperwork and disbursement in under 24 hours via mobile money.
Unexpected expenses? Our Emergency Loans provide quick relief for urgent financial needs like medical bills, school fees, or short-term working capital—ensuring you’re always covered when life surprises you.
We support Uganda’s farmers through financing solutions designed to boost agricultural productivity. Whether you need capital for seeds, equipment,…
Whether you’re a small business owner, a parent preparing for a new school term, or a farmer planning your next season — UMF is here to support your journey with fast, flexible, and reliable loan solutions.
From Superfast Loans to Agriculture Loans , we help you pick what fits best.
Bring a valid ID, proof of income or business activity, and any supporting documents
We process loans quickly so you can access funds when you need them most.
Get your money in 24 hours to either your bank account or mobile money after approval.
At Uganda Microcredit Foundation, our clients are at the heart of everything we do.
Hear how our flexible financial solutions have transformed lives and businesses across Uganda.
UMF is a trusted microfinance institution established in 2008. We provide flexible, inclusive loan solutions to individuals, small businesses, and communities across Uganda. Our goal is to promote financial empowerment and economic growth through credit.