Our Products
Fueling Uganda’s Farms and Agribusinesses
Uganda Microcredit Foundation (UMF) offers purpose‑built Agriculture Loans that help farmers and agri‑entrepreneurs expand production, improve yields, and stabilize cash flow throughout the season. Available to individual farmers as well as registered groups or cooperatives, these loans are processed quickly—funds can be in your hands within three business days once all documents are received.
Eligibility
To qualify for an Agriculture Loan from UMF, you must meet the following eligibility conditions:
-
Legal, Existing Agribusiness
Your agricultural or agri-related business must be legally recognized and operational for at least six (6) months. -
Ugandan Residency
All applicants must be Ugandan residents actively engaged in agricultural activities within the country. -
Individual or Group Applicants
Both individuals and organized farmer groups or cooperatives are eligible to apply.
Requirements
Applicants must meet the following criteria to successfully secure an Agriculture Loan:
- Client Identification (KYC)
UMF performs Know Your Customer (KYC) verification for all applicants. You’ll be required to submit valid identification such as a National ID or passport, along with your full name, date of birth, address, and contact details. -
Local Council Recommendation
A letter of endorsement from your area Local Council (LC1) Chairperson is mandatory. This confirms your residence and good standing in the community. For group applicants, all members must present individual LC1 letters.
Collateral
Depending on the size of the loan and the applicant category (individual or group), acceptable forms of collateral may include:
- Vehicle logbooks
- Land sale agreements
- Land titles
- Chattels (e.g., farming equipment or livestock)
Guarantors
- Individuals: Must provide two guarantors with verifiable income and contact information.
- Groups: Must co-guarantee each other internally, in addition to providing one external guarantor.
Other Products
Superfast Loans
Emergency Loans
Car Logbook Loans
Still Confused with Our loan products?
Fill out the form below and our team will get back to you with personalized guidance.
Request for a Loan Now
Accelerate your farming dreams with the support of Uganda Microcredit Foundation. Apply today or speak to an agri‑loan officer at
+256-200-915-998
+256-393-194-031
for personalized guidance.