About Us

Years of service
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Microfinance Institution in Uganda

About UMF

Empowering individuals and businesses since 2008

Uganda Microcredit Foundation Ltd (UMF) is an indigenous microfinance institution incorporated in 2008. As a proud member of the Association of Microfinance Institutions in Uganda (AMFIU), UMF is dedicated to transforming lives through accessible and reliable financial solutions.

Small Loans, Big Dreams
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Pay without worry, trust we won't make you sorry

At Uganda Microcredit Foundation, our purpose goes beyond providing loans — we are driven by a commitment to empower communities and fuel sustainable growth.
Our mission, vision, and core values guide every decision we make and every life we aim to uplift.

Our Vision

To be the champion of the socio economic transformation of the small and medium enterprises in Uganda.

Our Mission

To offer inclusive financial and non-Financial services to small and medium enterprises in rural and urban areas of Uganda, through well designed customer tailored products in order to facilitate economic growth and development.